How it works

A clear path from loan records
to business history.

Lender-led. Record-focused. Built around a consistent process for commercial loan information.

Prepare for onboarding
01
Lender verification

Begin with the business.

Get acquainted with the lending business, the commercial lending activity, and the applicable participation requirements.

  • Business and lending overview
  • Lender participation review
  • Questions about the reporting process
02
Loan information review

Make the records ready.

Establish what information is needed for the commercial loans being considered. Accurate source records are the foundation.

  • Business-borrower identification
  • Commercial loan information
  • Applicable records and requirements
03
Monthly payment information

Find the reporting rhythm.

Define how applicable loan and payment information will be prepared and submitted for monthly reporting.

  • Agreed submission requirements
  • Monthly payment-performance information
  • Confirmed reporting destinations and timing
04
Ongoing record maintenance

Keep the picture current.

Maintain current information and follow the applicable process when updates or corrections are needed.

  • Ongoing loan and payment records
  • Questions and record review
  • Applicable correction processes

For lenders

Your role begins with the source records. Be ready to discuss your lending business, commercial loans, and how you maintain payment information.

Explore lender participation

For business borrowers

Start with your lender. Participation and reporting depend on the lender and the applicable requirements—not a borrower’s visit to this website.

Understand your role

Reporting schedules, eligibility, and bureau processing are not guaranteed. The applicable details are established during lender onboarding.

Before you begin

The details matter.

How often is loan information reported?

Bureaufi's service is designed around monthly business-loan payment reporting. A lender's reporting schedule, submission requirements, and start date are established during onboarding; this website does not promise a particular reporting or bureau-processing date.

Which business credit bureaus receive the information?

The applicable reporting destinations are confirmed during lender onboarding. This website does not represent that any particular loan is reported to every business credit bureau.

Does reporting guarantee a better credit score or financing?

No. Reporting does not guarantee a credit-score change, loan approval, financing terms, or any other outcome. Business credit bureaus and financing providers apply their own criteria.

Your next chapter

Start with the right
foundation.

Organize your questions and understand what lender onboarding involves.

Start lender signupFor verified business lenders.